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I want to cancel my health insurance contract, how?

The various grounds for termination of a mutual

First, it is important to note that any insurance contract, unless otherwise stated, is valid for a period of one year. If you are not satisfied with your current mutual, or if you change the situation, or if you do not accept the tariff increase your insurance, here are the reasons can be given for the termination of your insurance:

Termination at maturity is the reason for termination of a mutual most common. The Insurance Code has regulated the termination of a contract of general insurance and health insurance in particular. Indeed, a 60-day notice is required in order to leave at the end of the contract. More information about the cancellation on the due date>>

Termination for change of status has also been regulated in order to better dispose of your contract. The reasons are invoked for marriage, divorce, change of residence (department) and change of social system. Be careful, these reasons are more often denied by insurance companies, while they are under the Insurance Code. More information on termination for change of status>>

Termination for mandatory membership is part where you have a mutual personally, but your new employer offers a complementary health purchased for all employees of the company. This complementary health can be imposed. Therefore, you can cancel your insurance as an individual on this ground, readily accepted by insurance companies. More information on termination for compulsory membership>>

Termination for unjustified rate increase comes when you see a tariff increase your insurance. To cancel your contract, however, be sure to comply with a notice of one month and send your mail within 15 days of knowledge of the increase. More information about the rate increase for wrongful termination>>

Termination Chatel law may be invoked if your organization does not notify you within 45 days before the end of your right to terminate. More information about the termination Chatel Act>>

Termination disaster occurs if your insurer has canceled one of your insurance after a disaster. You can then cancel all your contracts with the insurer. More information about the termination disaster>>

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